Banks on the map

Location in CumbriaBanks sits where the marker shows within the county.

10,609
Population
4,536
Households
5 / 10
Deprivation decile
Around average
8
Schools nearby
£44,478
Avg. household income
593
Businesses
27
People per km²
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About Banks

Banks is a small settlement located in the county of Cumbria, in the north-west of England. It lies within the broader area of the Lake District National Park, known for its natural beauty and rural landscapes. The village is situated near the River Derwent and is close to the town of Keswick, offering easy access to walking trails and scenic views. The postcode area for Banks is CA8, which covers parts of the western Lake District. The area is predominantly residential, with a mix of traditional stone cottages and modern homes. The surrounding countryside is characterised by rolling hills, farmland, and woodland, providing a peaceful environment for residents and visitors alike. Banks is well-connected by road, with the A591 passing nearby, making it accessible for day trips to other parts of Cumbria.

School Ratings in Banks

Families in Banks have access to 8 local schools. Lanercost CofE Primary School is rated Outstanding by Ofsted. A further 6 schools hold a Good rating.

House Prices in Banks

Homes sell for an average of £266K locally. Most of the housing is made up of detached homes, averaging £344K.

Crime and Anti-Social Behaviour in Banks

Crime in the area is lower than the national average. Criminal damage & arson is the leading concern across Banks, with 1 incidents recorded in April 2026.

Deprivation and Employment in Banks

The 2025 Index of Multiple Deprivation places Banks around the national average for deprivation. Employment rates locally are in line with what is seen across England. Average incomes in the area are typical for England.

Property Prices 1,582 sales

Average Price £266K
£500 , £3.56M
Detached £344K 611
Semi £192K 390
Terraced £149K 360
Flat £100K 52

Household Income in Banks ONS 2023

The average total household income in Banks is approximately £44,478 a year before tax, 20% below the national average of £55,302. After tax and benefits, the average disposable (net) household income is around £34,575. These are modelled estimates from the Office for National Statistics for the financial year ending 2023.

Banks £44,478
England & Wales avg. £55,302

Net (after tax) household income averages £34,575.

Businesses in Banks ONS 2025

There are approximately 593 active businesses based in Banks, around 56 for every 1,000 residents. The local economy is dominated by small firms: about 92% are micro-businesses employing fewer than 10 people, while 7 are larger employers with 50 or more staff. Figures are from the Office for National Statistics UK Business Counts.

593 Total businesses
56 Per 1,000 residents
Micro, 0-9 92%
Small, 10-49 7%
Medium, 50-249 1%
Large, 250+ 0%

Deprivation and Employment in Banks IMD 2025

Deprivation levels in Banks are around the national average based on the 2025 Index of Multiple Deprivation. Employment is accessible for most residents and household incomes reflect the broader national picture. The area maintains a steady balance between affordability and quality of life.

Overall Deprivation
5/10
Income
7/10
Employment
6/10
Education
6/10
Health
6/10
Housing
3/10
Living Environment
3/10
Children 0-15 14%
Working age 57%
Older 65+ 29%
1,497 Children (0-15) 14%
6,052 Working Age 57%
3,050 Older (65+) 29%
Average Child Poverty (IDACI) 25.3% of children in income-deprived families
Average Older Person Poverty (IDAOPI) 12.2% of over-60s in income-deprived households
Data from English Indices of Deprivation 2025 · Contains public sector information licensed under the Open Government Licence v3.0

Crime in Banks 3 crimes · April 2026

Low Crime Area

Crime levels in Banks are lower than the England and Wales average. While criminal damage & arson is the most frequently recorded category, the overall picture is one of a settled and secure small town where serious incidents remain uncommon.

Criminal Damage & Arson 1
Other Theft 1
Weapons 1
Local Policing
Cumbria Brampton and East Rural Visit force website →
Data from data.police.uk · Contains public sector information licensed under the Open Government Licence v3.0
Crime figures depend on reporting by individual police forces and may not reflect the full picture in all areas.

Nearest Train Stations 3 stations

Brampton (Cumbria) Train Station 2.9 miles
Wetheral Train Station 8.6 miles
Haltwhistle Train Station 8.7 miles

Location

Local Government

District Carlisle
County Cumbria
Ward Brampton & Fellside
Constituency Penrith and The Border
Parish Brampton
Region North West

Home Ownership in Banks

Of the 4,907 households in and around Banks, 72% are owned, 12% are socially rented and 15% are privately rented. Home ownership here is higher than the England and Wales average of 63%.

Owned 72% Social rented 12% Private rented 15%

Tenure from the 2021 Census (ONS), for the postcode districts covering Banks.

Frequently Asked Questions about Banks

What is the population of Banks?
Banks has a population of approximately 10,609 residents, based on the latest census figures for the surrounding postcode area.
What is the average house price in Banks?
The average property in and around Banks sold for about £266,461, based on HM Land Registry Price Paid records. That is around 24% below the England and Wales average of £349,091.
Is Banks a deprived area?
Banks sits around the national average for deprivation, with an Index of Multiple Deprivation decile of 5 out of 10, where 1 is the most deprived and 10 the least deprived.
What postcodes cover Banks?
Banks is covered by the CA8 postcode district.
How many schools are there in Banks?
There are 8 schools within 5 miles of Banks, spanning primary, secondary and other phases.
Where is the nearest train station to Banks?
The nearest railway station to Banks is Brampton (Cumbria) Train Station, about 2.9 miles away.